We don’t ask a lot. Our approval process boils down to four, simple questions
Do you have a three-month history with your current employer or source of income?
Do you deposit $1,000 or more into your checking account each month?
Have you had a checking account for at least 90 days?
Is your checking account free from NSFs, excessive overdrafts, and negative balances?
You Apply, Get Approved, Then You Shop. It’s That Simple.
We’ll help you buy what you need today. And we’ll give you 12 months to pay for it – regardless of your credit score. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply and even easier to be approved.
You apply, get approved, then you shop. It’s that simple.
While many financial institutions may refuse to issue new credit – we will. We give you the opportunity to prove your creditworthiness through performance on a new trade line.
We’ve partnered with a number of credit bureaus, including Experian. And this partnership means we can report your payment history directly to these bureaus, giving you the opportunity to build and/or restore your credit.